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An insurance company’s financial strength can be defined as the company’s claims paying ability, that is, its ability to meet its obligations towards customers. We partner with Lloyd's, Lumley, and Great Lakes New Zealand. See their financial strength ratings below.
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Lloyd's currently enjoys an A (excellent) rating from A.M. Best.
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Lumley is a business division of IAG New Zealand Limited which received a by Standard & Poor’s (Australia) Pty Ltd financial strength ration of AA-. |
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A.M. Best Rating Guide |
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| A++ or A+ | Superior | A or A- | Excellent |
| B++ or B+ | Good | B or B- | Fair |
| C++ or C+ | Marginal | C, C- | Weak |
| D | Poor | E | Under Regulatory Supervision |
| F | In Liquidation | S | Suspended |
Standard & Poors Rating Guide |
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| AAA | Extremely Strong | AA | Very Strong |
| A | Strong | BBB | Adequate |
| BBB- | Lowest Investment Grade | BB+ | Highest Speculative Grade |
| BB | Less Vulnerable | B | More Vulnerable |
| CCC | Currently Vulnerable | CC | Currently Highly Vulnerable |
| C | Currently Highly Vulnerable Obligations | D | Payment Default |